Fees

Bull City Anxiety & OCD Treatment Center is an out-of-network provider for most insurance plans, which means we do not contract directly with any insurance companies. We believe that therapy should be accessible for everyone and we do our best to help clients find a way to make treatment affordable. Our fees are listed here, though if you’re concerned that the cost of treatment will be prohibitive, please see the section below to learn about how you may be able to use your insurance benefits to pay for providers who are not in-network. For your reference, our typical session length is 50 minutes (90834).

Senior Clinician

Initial Diagnostic Session (90791)— $255

70+ Minute Session (90837) — $255

54-70 Minute Session (90837) — $225

38-53 Minute Session (90834)— $195

16-37 Minute Session (90832) — $170

Licensed Clinician

Initial Diagnostic Session (90791) — $230

70+ Minute Session (90837) — $230

54-70 Minute Session (90837) — $200

38-53 Minute Session (90834) — $170

16-37 Minute Session (90832) — $145

Pre-Licensed Clinician

Initial Diagnostic Session (90791) — $205

70+ Minute Session (90837) — $205

54-70 Minute Session (90837) — $175

38-53 Minute Session (90834) — $145

16-37 Minute Session (90832) — $120

Using Your Insurance

There are some advantages to eliminating insurance — you can maintain your privacy and make choices about your treatment that are not influenced by the demands of an insurance carrier. But there is one obvious drawback: you have to foot the bill on your own. If you’d like your insurance carrier to help out, we can assist you with a couple of different options:

Out-of-Network Reimbursement

This is the easiest and most straightforward way to get reimbursed, though it’s also the option that will likely pay you the least. Most insurance plans have out-of-network benefits. Typically this means that you get reimbursed for a certain percentage of the cost of treatment, though it may be subject to a separate out-of-network deductible. You’ll be responsible for paying the full session fee and will be issued a receipt (also sometimes called a “superbill”). The receipt will have all of the pertinent diagnostic and procedural codes that you’ll need so that you can submit it to your insurance carrier for reimbursement. There are even a few apps out there — like Reimbursify and Better — which allow you to simply upload your receipt through the app and get reimbursed (for a fee, of course).

In-Network Reimbursement

Believe it or not, there is actually a way to get your insurance to pay for an out-of-network provider at an in-network rate. This is based on something called a “network deficiency”. According to the CARES Act, you’re entitled to see a relevant specialist and your insurance carrier is required to provide one. If your insurance network does not have any OCD specialists (or if they are not within a reasonable distance, do not have availability, or simply profess to be specialists but lack any actual expertise), your insurance carrier needs to provide a specialist at in-network rates. To be clear, this may not always be the actual rate that you’re paying your therapist; insurance may use a “reasonable market rate”, which could be less than the actual cost per session. The catch here is that it usually takes some work to get insurance to approve these benefits. A colleague in the OCD field, Dr. Molly Martinez, has put in a lot of work to spread awareness and write up detailed instructions about how to get insurance to approve a network deficiency exception. We won’t reinvent the wheel: you can find her tutorial here.